| Quick facts | Answer |
|---|---|
| Cost range | Windshield replacement (older cars): $250–$500; minor chip repair around $75 |
| Time | Varies by home and damage - confirm the visit time in your quote |
| Who's qualified | Independent, insured pro; ask for proof of licence and insurance |
What should I do about a crack the size of a dollar bill?
A crack this size is often too large for a simple chip repair and may need replacement. A crack left untreated can spread and then require replacement costing $300 or more. Call soon rather than waiting.
Will my insurance cover the windshield without a deductible?
Florida comprehensive coverage generally waives the deductible for windshield damage, so many drivers pay $0 out of pocket. Your policy may require an inspection by a Florida-licensed insurer adjuster within 24 hours of the claim notice. Check whether your policy has comprehensive coverage, since minimum liability-only coverage does not include windshield coverage.
Does a windshield repair have to be done at a specific shop?
Florida law does not let an insurer require you to use a particular company or location for windshield repair, replacement, or calibration. You can choose the pro who comes to your home. Ask any pro for proof of licence and insurance before work starts.
What should I ask for in a written quote?
Repair shops must prepare a written estimate before starting work when the cost will exceed $100. Ask for this detailed written estimate before any work begins. Compare the quote against the price range for your vehicle type.
What to do next
- Call your auto insurer and confirm whether your policy includes comprehensive coverage, which generally waives the windshield deductible.
- Ask the pro for proof of licence and insurance before any work starts.
- Request a detailed written estimate before work begins, since Florida requires one for jobs over $100.
- If your insurer requires an inspection, confirm it will be done by a Florida-licensed adjuster within 24 hours of your claim.
- Call (813) 548-4689 or email [email protected] for a free quote from an independent, insured windshield replacement and repair contractor.
Tampa Windshield is a free referral service: an independent contractor does the work and may pay us a referral fee. You never pay us anything.
